About Mark Sullivan

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So far Mark Sullivan has created 8 blog entries.

Meet Our Team at Money2020

We are excited to be a sponsor at Money20/20 2019! Money20/20 is the world’s largest marketplace for ideas, connections, and deals in payments and financial services. Expect groundbreaking insights, powerful speakers and excellent networking opportunities. Money2020 This year's agenda themes include payment commerce and innovation, emerging and converging technology, blockchain, [...]

By | 2024-01-17T21:09:06+00:00 September 3rd, 2019|

Cash Discount Program – What is it?

From a 30,00 foot level a cash discount program is as simple as merchants charging a lower price for purchases made with cash rather than credit cards. If it was only that simple.  Historically and most visible, gas stations were one of the first merchants to offer discounts for cash.  They promote two prices per [...]

By | 2024-01-17T21:09:06+00:00 May 30th, 2019|

Industries that could and should use ACH.

Usages of the ACH network have grown almost exponentially since its inception.  From direct payroll deposits to eCommerce the applications are wide and almost limitless.  Simply put, if you write a check or accept a check you have a need for ACH processing. The benefits, outlined in a previous blog on this site, are extensive.  [...]

By | 2024-01-17T21:09:07+00:00 May 18th, 2019|

Same-Day ACH

Source: NACHA Since the 1907s the ACH Network has been the foundation of payment processing.  Its founding fathers instilled stability as the primary tenet, speed was an afterthought.  That all changed in March of 2018 when the three phases of same-day processing were implemented.  Now, based on a series of rules governed by [...]

By | 2024-01-17T21:09:07+00:00 May 16th, 2019|

Choosing a Bank

The concept of banking has been around since the minting of currency.  The banking system has survived through the heavy regulations brought on by the great depression and has evolved through the deregulation of the 1980s into what we have in place now. The alternatives are innumerable when it comes to where you transact your finances.  [...]

By | 2024-01-17T21:09:08+00:00 May 2nd, 2019|

ACH – What, Why, How

Automated Clearing House (ACH) ACH, the beginnings.  In the early ’70s, a group of California bankers wrestled with an ever-expanding line item on the expense side of their respective P&L’s: the cost of processing physical checks.  In addition to the cost, there were inherent inefficiencies in the process with intense human handling opening itself to simple but costly [...]

By | 2024-01-17T21:09:08+00:00 April 25th, 2019|

ACHeck21 Exhibiting PAYMENTS 2019

Presented by NACHA, join us at the PAYMENTS 2019 conference at the Orlando World Center Marriot, May 5-8, 2019. ACHeck21 will be exhibiting, stop by and visit us at booth# 912. Technology and information are making payments smarter and faster. New capabilities are not only enhancing the user experience but also enriching decision making, and instilling [...]

By | 2024-01-17T21:09:08+00:00 April 9th, 2019|

TRANSACT Electronic Transactions Association Event

ACHeck21 will be exhibiting at TRANSACT, powered by the world’s largest payments industry trade group: Electronic Transactions Association (ETA).  Will be April 30-May 2, 2019 in Las Vegas.  TRANSACT is the one show focused solely on the business of payments technology, therefore, it is THE place where financial institutions, networks, payments companies, FinTech, and technology innovators gather [...]

By | 2024-01-17T21:09:08+00:00 April 9th, 2019|