Secure, Cloud-Based Payment Processing for ACH & Check21

ACHeck21 provides robust, cloud-based Fintech, including applications for ACH, Check 21, and remote deposit capture. Since 2002, our technology has been making transaction processing quick, simple, and accessible.

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Integrate ACH & Check 21 Payments Processing Solutions with FinTech Cloud

FinTech Cloud enables you to quickly and easily process ACH and Check 21 payments, both for use in your organization, and in apps you develop and license to customers.

Our extensive API lets you:

  • Seamlessly integrate payment processing functionality
  • Create your own program and connect to our check imaging and remittance systems
  • Tie any app or website into our cloud for real-time processing


“The ACHeck21 Software coupled with the Canon CR-180 has truly been an enhancement in our back office processing. The speed at which we can process the bulk payments is amazing. Our biggest problem is getting the mail opened fast enough to keep the scanners busy.”

Michelle McBride - St. Charles County (MO)


“We started using ACHeck21 in March 2007. It kept me from having to hire 2 employees years ago just to keep up with the mail. It would take 4 employees just to post payments manually every day, but after sending items electronically, the process was cut to approximately 1½ hrs daily for 1 employee.”

Sheri Rankin - GRBSolutions, Inc.


“ACHeck21 really stepped up to the plate for us and delivered a very flexible, robust ACH solution for our Virtual Terminal. The service, reporting, and technical staff are really unmatched. Our customers are very happy with the relationship, and we have been able to build upon these relationships with new products such as Check 21 and Remote Capture.”

Jackson Hewitt


“I would like to recommend to you ACHeck21 as a safe and reliable way to accept checks for payment. Today we accept checks with confidence, by implementing the ACHeck21 check processing system along with their check guarantee program.”

Mark Ratterman - Owner, Dominos Franchise

Remittance Processing Applications

Fast, Flexible Remote Deposit Capture,
Customizable via API

With ACHeck21 Micro, you can take advantage of the convenience of remote check deposit, but in a much faster, more automated way. ACHeck21 Micro also lets you integrate with your bank faster than other solutions. Additionally, ACHeck21 Micro is lightweight, easy to install, and enables customization with a SOAP API.

Learn more about the ACHeck21 Micro remote deposit capture application.

Check Imaging Remittance Program that Effortlessly Reduces Costs

ACHeck21 Premiere equips your business with a full suite of processing capabilities to streamline even the most complex remittance operations. ACHeck21 Premiere Intelligent Routing dynamically reduces your costs by converting eligible checks to ACH, and non-eligible checks to Check 21. Quickly scan multiple document types and reduce costs by automatically identifying which items can be converted to ACH.

Learn more about the ACHeck21 Premiere check imaging remittance program.